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LAUREN TRACEY, REALTOR

I  represent Lipply Real Estate Company in Northern Pasco County and I  would be happy to satisfy your real estate needs from the New Port Richey area to the springs of Weeki Wachee.

I have extensive knowledge of the best gated, golf communities in the area. My expertise includes certification as a New Home Construction Specialist and Senior Real Estate Specialist (SRES)  I am also knowledgeable in deed restrictions, home-owner associations (HOA) and the various amenities of the communities this area has to offer.

Being a successful  real estate agent requires a great work ethic. I have the tenacity to pursue every lead and the hustle to aggressively market my clients’ properties in order to have success. It’s not just about putting in a lot of time it’s about working smart, putting  in the right kind of time, and doing whatever is necessary to satisfy my clients highest expectations.  I am an agent who is willing to be a resource and a teacher throughout the buying  or selling process.

My services to you include:

Preparing Your Home to Sell

Maximizing your property value so you can receive top dollar for your home. I will identify which improvements you should make to your home (if any) to increase the  sale price. I will also be able to recommend service providers who provide great value (high quality at reasonable prices): an inspector, handyman, painter, landscaper, cleaning services, etc.

Staging Your Home to Sell

I will help you “stage” your home so that it makes a positive first impression among willing potential buyers, from the time they look at the listing photos, to the moment they walk in the door.

Providing Professional Listing Photos of Your Property

 

"A picture is worth a thousand words"  Capturing your home's charm in a photo can be challenging and the first impression for a buyer to want to see your property will come from an attractive photo.

Deciding on a Price

 

I will create a comparative market analysis (CMA) to review comparable homes nearby that are currently on the market, pending, or have recently sold. This will give you more information on what similar homes have sold for, and in what period of time, so you can set a competitive price.

Marketing Your Home to Potential Buyers

 

I will install a “for sale” sign in your yard, deliver flyers, set up a lock box (which other agents will use to tour your home with their clients), and put your home on the multiple listing service and other real estate search sites. When your home is listed in the multilist, it currently also will be listed on approximately 40 other internet sites.

Closing the Deal

Now the big day has arrived.  All the preliminary work is done.  I will be with you at the closing to make sure the numbers are correct, and all the paper work is in order which include an explanation of all costs that you may be responsible for.  In addition to the real estate commission, sellers may have to pay the balance of their property taxes, if they haven’t done so already, as well as any prorated homeowners association dues.

And if you are a buyer, last but not least, I will welcome you into your new home!!

 

 

Typical Closing Costs Paid by the Buyer

The buyer will typically pay for closing costs associated with obtaining a mortgage and doing due diligence on the property. This means they are generally responsible for paying for borrowing money, and ensuring that the property condition and boundaries are as advertised. Below is a list of various closing costs paid by buyers:

  • Origination fee: This is the cost the borrower pays to obtain a loan.
  • Points: Prepaid interest at closing. The buyer puts extra money up front in exchange for a reduced interest rate for the monthly payments.
  • Appraisal Fee: The buyer will pay for the lender required appraisal to assess the fair market value of the house.
  • Survey Fee: The buyer and lender will want to be sure of the exact boundaries of the property before the purchase.
  • Homeowner's Insurance: Prior to closing the buyer will get a quote from an insurance company to cover the house. The first year's premiums are paid upfront at closing.

 

 

Typical Closing Costs Paid by the Seller

Typically the buyer has fewer charges, but pays a total larger amount. Many of the closing costs could be a few hundred dollars or less. The brokerage commission though can be thousands of dollars on one itemized line.

  • Brokerage Commission: The seller will pay the brokerage fee, which is then split between the real estate agents. It is often 6% of the sale price but can be less, if negotiated prior to closing.